Our Products

Protect What Matters Most

A mortgage is one of the biggest financial commitments you'll ever make. Having the right insurance in place can help protect your home, your family, and your financial future if life takes an unexpected turn.

Through our trusted insurance partner, Simplinsur, you have access to insurance solutions designed specifically for homeowners.

Mortgage Creditor Insurance

Mortgage creditor insurance can help protect your mortgage payments if you're faced with an unexpected illness, injury, or death. Instead of worrying about how your family will manage financially, you can have confidence knowing there is protection in place.

Coverage options include:

Life Insurance – Pays up to $1,000,000 toward your outstanding mortgage balance, including eligible discharge costs and prepayment penalties, in the event of the insured borrower's death.
Critical Illness Insurance – Pays up to $500,000 if you are diagnosed with a covered critical illness such as life-threatening cancer, heart attack, or stroke.
Disability Insurance – Pays up to $3,500 per month toward your mortgage payments if you become unable to work due to a covered illness or injury.
Complimentary Accidental Death Benefit – Provides mortgage protection in the event of accidental death, even before your mortgage closes.

Coverage That Moves With You

Unlike many lender-provided mortgage insurance products, Simplinsur's mortgage creditor insurance is portable. If you switch lenders or move to a new home, your coverage can move with you without having to requalify, provided your insured amount remains the same.

Mortgage creditor insurance is underwritten by The Canada Life Assurance Company. Not available in British Columbia or Quebec.